Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Notably, identity fraud has been on the rise and millions of people have been victims to it. As much as it is affecting so many people, the problem may remain unsolved for much longer. This means that you need to be alert and keen. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
For one, ensure that you have notified companies about your stolen identity. It is always best if you can act as fast as possible. You can’t just wait to later hear about fraudster activities that have already taken place. These people are fast. Therefore, any relevant company needs to know about the theft. With account takeovers, it is possible that your card information gets compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
Also, ensure that you have filled a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. When you need to file a report you just log in to their website. They will provide you with a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more view here for more
Even more, file a report on the case with the police. There will be documentation and the police can assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions can therefore know that your identity may be compromised. click here
Still, make a point of freezing your credit. No one can access your credit report if you do so. Just call the major bureaus and request them to do so. . discover more
Tightening Security on your accounts is also critical. Do not use the same passwords for all accounts and make it easy to guess. click for more
Finally, you could hire an identity theft attorney to boost your identity security.